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Five Painless Ways to Cut Your Budget

Give yourself a personal-finance makeover with this easy-to-follow plan.

Here, a five-step plan to organize your finances and help you make rational choices.

Will you be attending a Fourth of July fireworks show this year?




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Bring the Outside In

Celebrate the artistry of Mother Nature with natural masterpieces such as seashells, pretty rocks, the season’s first blooms and anything else that catches your fancy. Consider a mantelscape that mixes family photos with these outdoor souvenirs.

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